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Digital Payment System

Alnair Pay Virtual Account & QRIS
Payment Gateway

Smart payment, simple solution. Alnair Pay brings multi-bank Virtual Accounts, QRIS across every e-wallet, and credit card payments into a single integration — with automatic reconciliation, instant notifications, and full clarity on where every rupiah goes.

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Want to compare plans first? See pricing on alnairpay.id

99.9%

System uptime

15+

Banks & e-wallets

<3s

Payment confirmation

Trusted by Businesses

Laptop showing the Alnair Pay sign-in screen

Integrated with the banks, e-wallets & cards your customers already use

  • BCA
  • Mandiri
  • BNI
  • BRI
  • CIMB Niaga
  • Permata
  • Muamalat
  • GoPay
  • OVO
  • DANA
  • ShopeePay
  • LinkAja
  • Credit Card

6 Features · 1 Dashboard

Everything You Need to Accept Payments, in One Dashboard

From automatic Virtual Account creation to dynamic QRIS, Alnair Pay is built so your finance team never has to match bank statements by hand again.

Multi-Bank Virtual Account

Issue a unique Virtual Account number for every transaction across partner banks, verified automatically the moment the funds arrive. Customers pay from any m-banking app, ATM, or internet banking — and nobody has to match transfers by hand.

  • A unique VA number generated for every transaction
  • Created from the dashboard or through the API
  • Paid status confirmed by webhook and recorded in your reports
Alnair Pay Bank Transfer (VA) transactions screen listing VA numbers by bank and client, with amounts, expiry times and payment status

Dynamic QRIS

One QR code accepts payment from every e-wallet and m-banking app that carries the QRIS logo. Each code is generated dynamically for the exact transaction amount, and the payment is confirmed within seconds of the scan.

  • Works with GoPay, OVO, DANA, ShopeePay, LinkAja, and QRIS-enabled m-banking apps
  • The amount is set by the transaction, so customers never type it in
  • Payment confirmed in under 3 seconds
Illustrative interface preview: Alnair Pay dynamic QRIS screen showing a generated QR code with its amount and live payment status
Illustrative interface preview

Real-time Notifications

Webhooks and callbacks fire automatically the moment a payment’s status changes, so your system learns about every payment as it happens — no polling, no manual checks. You set the callback URL yourself, right from your client dashboard.

Illustrative interface preview: Alnair Pay webhook settings with the callback URL and recent delivery results
Illustrative interface preview

Automatic Reconciliation

Every Virtual Account and QRIS transaction lands in a single report, ready to export for accounting — so month-end no longer means matching bank statements line by line.

Alnair Pay dashboard with a transaction status breakdown and monthly Virtual Account and QRIS volume on one chart

API & Clear Documentation

Integrate through a REST API with ready-to-use code samples, and test every payment flow in the sandbox before you go live.

  • REST API with clear documentation
  • Ready-to-use code samples
  • A sandbox to test everything before going live
  • Client ID and Client Secret credentials, copied straight from your dashboard
Alnair Pay API Credential settings showing the client ID and a masked client secret, each with a copy button

Bank-grade Encryption

Every transaction is protected by end-to-end encryption and watched by anti-fraud monitoring around the clock. See how we keep payments safe.

  • End-to-end encryption on every transaction
  • 24/7 anti-fraud monitoring
  • No card data stored
  • IP whitelist, so only your servers can call the API
Illustrative interface preview: Alnair Pay IP whitelist settings listing the server addresses allowed to call the API
Illustrative interface preview

From Invoice to Reconciled Funds, Here’s the Flow

Pick a payment method to follow each step, from the moment an invoice is created to the moment the funds are verified.

  1. Create an Invoice

    Send the amount and transaction reference through the Alnair Pay dashboard or API.

  2. VA Number Issued

    A unique Virtual Account number is generated automatically for the customer’s chosen bank.

  3. Customer Transfers

    Payment is made through any m-banking app, ATM, or internet banking.

  4. Funds Verified

    Paid status is delivered by webhook and recorded automatically in your reports.

Security

Security Standards as Serious as Your Money

Every transaction passes through multiple layers of verification before it is marked successful, with continuous monitoring for anomalies.

  • TLS 1.3 Encryption
  • Registered & Licensed by Bank Indonesia
  • Anti-Fraud Monitoring
  • Routine Security Audits
  • IP Whitelisting
  • Client ID & Secret Authentication

Your Funds Are Verified in Layers, Not Checked Once

Bank validation, anomaly detection, and double confirmation work together to keep every transaction legitimate.

256-bit

Data encryption

24/7

System monitoring

0

Stored card data

Ready to Simplify Your Business Payments?

Tell us about your business and our team will get in touch to discuss your Virtual Account and QRIS integration.

Request Integration Chat on WhatsApp

Want to compare plans first? See pricing on alnairpay.id